Legal statements

Kaleido Growth Inc. legal statements

Kaleido Financial Services Inc. legal statements

The scholarship plans promoted by the Kaleido Foundation are sold exclusively by prospectus. The plans promoted by the Kaleido Foundation are only distributed in the provinces of Quebec and New Brunswick by Kaleido Growth Inc., a duly authorized scholarship plan dealer registered with the securities authorities. Accordingly, information on this website is not designed to provide information or promote RESPs to individuals residing outside these territories. 

The general content on this website is for information purposes only and is not intended to provide specific financial, tax, or legal advice to website users. The information on this website is reliable and truthful. However, despite our best efforts and frequent updating of the website, we cannot guarantee that the information on the site is always up-to-date, accurate, and complete. If in doubt, please contact our Customer Service to confirm any information you may need at 1-877-410-RESP (7377). 

We remind you that the transmission of information via this website is not secure and that, consequently, we cannot guarantee its confidentiality. Please refer to the Personal Information Protection Policy that governs our websites and applications. 

With respect to the links and websites that may be present or suggested on our website, it is understood that we assume no responsibility or liability for their content, since we exercise no control over these sites, whose sole purpose is to provide easier access to useful information on RESPs. 

Neither the Kaleido Foundation, Kaleido Growth Inc., the IDEO+ Conservative, IDEO+ Adaptive, IDEO+ Responsible plans, UNIVERSITAS, REFLEX and INDIVIDUAL RESPs, nor any of their respective directors or officers warrant that the services on this website will be uninterrupted or error-free. Furthermore, none of the above parties can be held responsible or liable in any way for any direct or indirect damage stemming from the use or inability to use this website.

We recommend that you always read the prospectus before investing. 

You can obtain a copy of the prospectus in the Financial Documents section, or by writing to our head office at Centre d’affaires Henri-IV, 1035 Wilfrid-Pelletier Ave., Suite 500 Quebec, QC  G1W 0C5, or by contacting our Customer Relations Center or one of our authorized representatives. 

Please note that actual EAP amounts cannot be predicted, since the performance of plans presented is not necessarily indicative of future returns. 

You have up to 60 days after signing the contract to cancel your contract and get all your contributions back.

If your contract is cancelled after 60 days, your contributions will be refunded to you, subject to the investment risk and less any applicable fees. For more details, please refer to the IDEO+ Plans prospectus.

The content of this website is protected by copyright and trademark laws. It is prohibited to copy, distribute, modify, or disseminate any information on this site, in part or in whole, without prior written permission. This protection includes any and all graphics, drawings, text, slogans, videos, audio, software code, logos, user interface, and any other work. Violating the exclusive rights of the copyright owner exposes the violator to legal action, and we will take all appropriate actions to remedy infringement of these rights.

You can consult our Complaint Processing and Dispute Resolution Policy.

You can consult the Kaleido Growth Inc. and Kaleido Foundation Whistleblowing Policy.

Kaleido Financial Services Inc. is a financial services firm duly registered with the Province of Quebec regulators in the required disciplines. Kaleido Financial Services Inc. offers a range of products designed to meet the needs of the entire family. 

Accordingly, the information on this website should not be considered an offer to promote these products to individuals residing outside this territory. 

The general content on this website is for information purposes only and is not intended to provide specific financial, tax, or legal advice to website users. The information on this website is reliable and truthful. However, despite our best efforts and frequent updating of the website, we cannot guarantee that the information on the site is always up-to-date, accurate, and complete. If in doubt, please contact our Customer Service to confirm any information you may need at 1-833-862-7433. 

We remind you that the transmission of information via this website is not secure and that, consequently, we cannot guarantee its confidentiality. Please refer to the Personal Information Protection Policy governing our websites. 

With respect to the links and websites that may be present or suggested on our website, it is understood that we assume no responsibility or liability for their content, since we exercise no control over these sites, whose sole purpose is to provide easier access to useful information. 

Neither Kaleido Financial Services Inc. nor its directors and officers warrant that this website will be available or uninterrupted. Furthermore, none of the above parties can be held responsible or liable in any way for any direct or indirect damage stemming from the use or inability to use this website. 

The content of this website is protected by copyright and trademark laws. It is prohibited to copy, distribute, modify, or disseminate any information on this site, in part or in whole, without prior written permission. This protection includes any and all graphics, drawings, text, slogans, videos, audio, software code, logos, user interface, and any other work. Violating the exclusive rights of the copyright owner exposes the violator to legal action, and we will take all appropriate actions to remedy infringement of these rights.